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Company price
19.45 USD -0.14 ( 0.71%)
Last update at 2026-11-09T15:43:00Z
VOLUME
54875
Market Cap
463.85M
P/E
10.12

Momentum Score

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AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.

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Day Price Range
19.45
Low
19.73
High
52 Week Price Range
23.77
Low
41.60
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Amerisafe is a U.S.-based specialist provider of workers' compensation insurance focused on high-hazard employers such as construction and transportation, distributing policies through independent agents and emphasizing safety and claims management. Long-term growth may be supported by disciplined underwriting, a favorable pricing environment, expanded agent relationships and recurring premium streams, and investors may find the company attractive for its historical underwriting profitability and conservative balance-sheet approach.
Material risks include claim and reserve volatility from catastrophic or large losses, concentration in cyclical high-risk sectors, regulatory or rate constraints, and sensitivity to investment returns.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
19.59
Dividend Yield
6.37%
Revenue TTM
335.66M
Revenue Per Share
17.86
Gross Profit TTM
92.91M
Debt / Equity
0.00
ROE
18.23%
Net Debt
-61.44M
ROCE
17.73%
Diluted EPS TTM
2.45

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 58.85M 69.06M 77.38M 67.65M 79.45M
Net income 47.15M 55.44M 62.11M 55.60M 65.76M
Selling general administrative 33.26M 31.50M 27.36M 26.51M 25.95M
Selling and marketing expenses - 0.30M 0.20M - -
Gross profit 147.31M 128.09M 306.91M 244.14M 265.25M
Reconciled depreciation 0.74M 1.09M 1.43M 1.31M 1.02M
Ebit 58.85M 69.06M 77.38M 67.65M 79.45M
Ebitda 59.59M 70.15M 78.80M 68.95M 80.47M
Depreciation and amortization 0.74M 1.09M 1.43M 1.31M 1.02M
Operating income 58.85M 69.06M 77.38M 67.65M 79.45M
Other operating expenses 258.40M 240.05M 229.53M 227.05M 236.56M
Interest expense - - - - 0.00M
Tax provision 11.71M 13.62M 15.27M 12.04M 13.69M
Income tax expense 11.71M 13.62M 15.27M 12.04M 13.69M
Total revenue 317.25M 309.11M 306.91M 294.69M 316.01M
Total operating expenses 88.46M 59.04M 229.53M -176.50M -236.56M
Cost of revenue 169.94M 181.02M 148.26M 50.55M 50.77M
Total other income expense net - 0.07M -201.97M - -
Net income from continuing ops 47.15M 55.44M 62.11M 55.60M 65.76M
Net income applicable to common shares - - - 55.60M 65.76M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1032.73M 1049.74M 1229.16M 1269.28M 1402.72M
Intangible assets 21.09M 19.15M 17.98M - -
Other current assets - 278.66M 271.60M 426.62M 120.56M
Total liab 878.95M 900.45M 815.64M 951.85M 37.88M
Total stockholder equity 251.60M 257.34M 292.45M 317.43M 399.32M
Other current liab 565.23M 558.85M 544.03M -22.79M -37.88M
Common stock 0.21M 0.21M 0.21M 0.21M 0.21M
Capital stock 0.21M 0.21M 0.21M 0.21M 0.21M
Retained earnings 82.85M 84.11M 114.29M 145.51M 190.49M
Other liab - - - 798.81M 882.31M
Good will - - 816.86M - -
Other assets 580.38M 1157.79M -263.60M -281.02M 57.12M
Cash 61.93M 44.05M 38.68M 61.47M 70.72M
Total current liabilities 700.73M 680.77M 544.03M 38.06M 37.88M
Current deferred revenue 135.50M 121.93M - 22.79M -
Net debt -61.44M -44.05M -38.41M -61.47M -70.72M
Short long term debt total 0.49M 0.43M 0.27M - -
Other stockholder equity 171.76M 181.90M 185.15M 185.54M 195.09M
Property plant equipment - - - 7.22M 6.46M
Total current assets 222.87M 186.70M 628.62M 653.98M 326.38M
Long term investments 734.86M 788.78M 857.79M 897.41M 1020.65M
Net tangible assets - - - 317.43M 399.32M
Short term investments 87.44M 86.51M 317.06M 335.24M 399.20M
Net receivables 160.94M 142.66M 272.88M 247.39M 255.66M
Long term debt - - - 48.81M 42.91M
Inventory - - -271.60M - -
Accounts payable - - - 38.06M 37.88M
Accumulated other comprehensive income -3.22M -8.88M -7.19M -13.83M 13.54M
Common stock total equity - - - 0.21M 0.21M
Retained earnings total equity - - - 145.51M 190.49M
Treasury stock - - - -34.76M -22.37M
Non currrent assets other 18.56M 39.68M -864.13M -22.79M -1019.22M
Non current assets total 809.86M 863.04M 864.13M 896.32M 1019.22M
Long term debt total - - - 48.81M 42.91M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 70.57M 72.37M 53.65M 69.03M 72.23M
Change to liabilities - - - -2.32M -19.87M
Total cashflows from investing activities 68.42M 72.37M 43.88M 75.43M 70.96M
Net borrowings -0.09M -0.09M -0.09M -0.06M -0.04M
Total cash from financing activities -61.61M -91.20M -96.51M -112.87M -99.97M
Change to operating activities - - - -54.70M -31.56M
Net income 47.15M 55.44M 62.11M 55.60M 65.76M
Change in cash 17.88M 5.36M -22.79M -9.25M 8.96M
Begin period cash flow 44.05M 38.68M 61.47M 70.72M 61.76M
End period cash flow 61.93M 44.05M 38.68M 61.47M 70.72M
Total cash from operating activities 11.07M 24.19M 29.84M 28.19M 37.98M
Depreciation 0.74M 1.09M 1.43M 1.31M 1.02M
Other cashflows from investing activities 65.02M 71.07M 44.44M 8.49M 0.02M
Dividends paid 48.61M 85.44M 93.31M -100.43M -99.93M
Change to inventory - - -19.12M - -31.98M
Change to account receivables -18.78M -11.51M -8.48M 13.39M 21.66M
Sale purchase of stock -12.10M -5.68M -2.17M -12.39M -
Other cashflows from financing activities -0.82M -0.55M -0.94M -12.45M 70.96M
Change to netincome - - - -2.09M 1.87M
Capital expenditures 2.15M 0.84M 0.55M 2.09M 1.30M
Change receivables - - - 8.29M 8.21M
Cash flows other operating - - - -39.33M -27.87M
Cash and cash equivalents changes - - - -9.25M 8.96M
Change in working capital -33.86M -29.34M -31.04M -41.50M -27.14M
Stock based compensation 2.91M 2.94M 1.56M 2.48M 2.32M
Other non cash items -6.23M -7.34M -4.84M 11.44M -5.24M
Free cash flow 8.92M 23.35M 29.29M 26.11M 36.68M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Specialty

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
AMSF
AMERISAFE Inc
-0.14
0.71%
19.45 10.12 22.37 1.38 1.86 1.19
FNF
Fidelity National Financial Inc
0.29
0.67%
44.13 22.83 12.82 0.95 1.85 1.14
MDBPF
Medibank Private Limited
-
-%
3.90 32.50 20.92 1.16 6.50 1.62
AXS
AXIS Capital Holdings Ltd
-0.36
0.34%
105.61 8.27 7.52 1.15 1.30 1.37
ACT
Enact Holdings Inc
-0.28
0.60%
46.15 10.57 9.64 5.43 1.26 5.73

Profile*

AMERISAFE Inc

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.

2301 Highway 190 West, Deridder, LA, United States, 70634

337 463 9052

362

Name Title Year Born
Ms. Gerry Janelle Frost Pres, CEO & Director 1971
Ms. Kathryn Housh Shirley Exec. VP, Chief Admin. Officer & Sec. 1966
Mr. Vincent John Gagliano Exec. VP & Chief Risk Officer 1973
Mr. Andrew Brook McCray Exec. VP & Chief Underwriting Officer 1962
Mr. Anastasios George Omiridis Exec. VP & CFO 1968
Ms. Mary Ellen Hamel Sr. VP of Sales 1973
Mr. Henry Oscar Lestage IV Sr. VP of Claims Operations 1961
Ms. Barbra E. McCrary Sr. VP of Policyholder Services 1975
Ms. Angela Walker Pearson Sr. VP & Controller 1973
Mr. Garrett S. Little Sr. VP of Safety Operations 1971

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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