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Cass Information Systems Inc

Industrials US CASS

45.71USD
-0.76(1.64%)

Last update at 2026-06-03T20:07:00Z

Day Range

45.5046.61
LowHigh

52 Week Range

35.5548.76
LowHigh

Fundamentals

  • Previous Close 46.47
  • Market Cap625.95M
  • Volume78092
  • P/E Ratio20.71
  • Dividend Yield2.58%
  • EBITDA62.29M
  • Revenue TTM207.42M
  • Revenue Per Share TTM15.74
  • Gross Profit TTM 97.01M
  • Diluted EPS TTM2.31

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 38.76M 24.22M 37.36M 42.90M 33.82M
Minority interest - - - - -
Net income 35.12M 19.17M 30.06M 34.90M 28.60M
Selling general administrative 113.14M 11.29M 3.56M 106.47M 92.16M
Selling and marketing expenses - 3.54M 3.25M 2.89M 2.63M
Gross profit 191.10M 187.66M 187.14M 150.72M 125.85M
Reconciled depreciation 7.20M 5.99M 4.85M 4.70M 5.17M
Ebit - 24.22M 37.47M 46.38M 33.82M
Ebitda 38.76M 30.21M 42.44M 51.08M 38.99M
Depreciation and amortization - 5.99M 4.97M 4.70M 5.17M
Non operating income net other - - - - -
Operating income 38.76M 24.22M 37.47M 46.38M 33.82M
Other operating expenses 152.34M 195.67M 175.75M 172.68M -120.19600M
Interest expense 16.33M 0.00100M 0.12M 3.48M 1.17M
Tax provision 7.65M 5.05M 7.22M 8.00M 5.22M
Interest income 97.57M 88.05M 80.51M 58.84M 44.33M
Net interest income 81.24M 67.79M 66.79M 58.84M 44.33M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 7.65M 5.05M 7.30M 8.00M 5.22M
Total revenue 191.10M 219.89M 213.23M 183.83M 154.02M
Total operating expenses 152.34M 163.44M 149.67M 139.58M -120.19600M
Cost of revenue 13.86M 32.23M 26.09M 33.10M 28.17M
Total other income expense net 7.65M -0.00100M -0.11600M -3.48200M 136.82M
Discontinued operations - - - - -
Net income from continuing ops 31.11M 19.17M 30.93M 34.90M 28.60M
Net income applicable to common shares - - - 34.90M 28.60M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2606.02M 2395.08M 2478.62M 2573.02M 2554.90M
Intangible assets 19.89M 5.01M 3.35M 4.13M 2.56M
Earning assets - - - - -
Other current assets -276.84800M 208.53M -483.11900M -179.94700M 155.50M
Total liab 2363.03M 2166.05M 2248.81M 2366.70M 1050.40M
Total stockholder equity 243.00M 229.03M 229.81M 206.32M 245.80M
Deferred long term liab - - - - -
Other current liab -0.82600M 953.84M -1.32700M -1067.60000M -1050.39600M
Common stock 7.75M 7.75M 7.75M 7.75M 7.75M
Capital stock 7.75M 7.75M 7.75M 7.75M 7.75M
Retained earnings 167.09M 148.49M 145.78M 131.68M 112.22M
Other liab - - - 41.49M 66.76M
Good will 16.16M 21.35M 17.31M 17.31M 14.26M
Other assets 1324.22M 2395.08M 1944.76M 546.03M 155.50M
Cash 392.27M 349.73M 20.91M 200.94M 12.30M
Cash and equivalents - - - - -
Total current liabilities 1124.86M 2105.81M 1071.37M 1067.60M 1050.40M
Current deferred revenue - - - - -
Net debt -387.75900M -342.30000M -12.43100M -200.94200M -12.30100M
Short term debt 0.83M 2.69M 1.33M - -
Short long term debt - - - - -
Short long term debt total 4.51M 7.43M 8.48M - -
Other stockholder equity 94.90M 117.98M 123.74M 126.21M 125.37M
Property plant equipment - - - 29.16M 22.53M
Total current assets 1232.46M 1682.76M 483.12M 1051.19M 1188.38M
Long term investments 770.77M 528.02M 627.12M 754.47M 1176.08M
Net tangible assets - - - 184.89M 230.60M
Short term investments 770.77M 528.02M 351.56M 934.41M 1176.08M
Net receivables 1117.05M 1124.50M 110.65M 95.78M 948.53M
Long term debt - - - - -
Inventory - - 0.00000M - -
Accounts payable 1124.86M 1149.28M 1071.37M 1067.60M 1050.40M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -26.75100M -45.18800M -47.46900M -59.32200M 0.45M
Additional paid in capital - - - - -
Common stock total equity - - - - 7.75M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - 112.22M
Treasury stock - - - - -78.90400M
Accumulated amortization - - - - -
Non currrent assets other -770.77200M 116.77M 308.31M 179.95M -1211.01900M
Deferred long term asset charges - - - - -
Non current assets total 49.34M 712.32M 50.75M 975.81M 1211.02M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -222.30500M 3.95M 137.72M -306.39000M -333.50100M
Change to liabilities - - - 0.00000M -1.60500M
Total cashflows from investing activities -145.27900M 3.95M 284.66M -306.39000M -528.51700M
Net borrowings - - - - 215.02M
Total cash from financing activities 150.38M -65.64000M -150.07200M -59.20400M 338.37M
Change to operating activities - - - -2.48400M -1.81100M
Net income 35.12M 19.17M 30.06M 34.90M 28.60M
Change in cash 42.54M -22.74000M 171.53M -313.98600M -155.60000M
Begin period cash flow 349.73M 372.47M 200.94M 514.93M 670.53M
End period cash flow 392.27M 349.73M 372.47M 200.94M 514.93M
Total cash from operating activities 37.44M 38.95M 36.94M 51.61M 34.55M
Issuance of capital stock - - - - -
Depreciation 7.20M 5.99M 4.97M 4.70M 5.17M
Other cashflows from investing activities -145.27900M -80.29400M 163.50M -6.34800M -121.98300M
Dividends paid 16.51M 16.46M 15.96M -15.44200M -15.44600M
Change to inventory - - -3.76900M - -215.01600M
Change to account receivables -0.32200M -3.33600M -3.84100M -2.52000M -0.60200M
Sale purchase of stock -25.98800M -7.24800M -5.77300M -5.29900M -30.99700M
Other cashflows from financing activities 192.88M -41.92900M -128.34000M -38.46300M 384.81M
Change to netincome - - - 16.28M 2.98M
Capital expenditures 5.66M 9.33M 14.32M 5.87M 4.37M
Change receivables - - - - -0.60200M
Cash flows other operating - - - - -0.05100M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -155.60000M
Change in working capital -6.67700M 7.59M -2.77200M -4.28000M -2.20700M
Stock based compensation 4.19M 3.17M 4.14M 6.73M 2.86M
Other non cash items 4.81M 4.08M 0.82M 10.71M 0.82M
Free cash flow 31.77M 29.62M 22.61M 45.74M 30.18M

Peer Comparison

Sector: Industrials Industry: Specialty Business Services

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CASS
Cass Information Systems Inc		 -0.76 1.64% 45.71 20.71 18.62 3.02 2.54 3.40
RLXXF
Relx PLC		 -0.9 2.68% 32.70 40.32 31.06 10.76 21.99 8.67 23.08
RELX
Relx PLC ADR		 -0.485 1.45% 32.90 33.85 25.06 8.11 17.53 9.10 25.59
CTAS
Cintas Corporation		 1.41 0.81% 174.72 37.19 33.11 6.39 14.93 6.73 24.37
TRI
Thomson Reuters Corporation Common Shares		 -2.9 3.36% 83.43 30.20 37.88 9.56 5.75 9.83 24.59

Reports Covered

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Profile

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates in two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software and online platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-based ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and a leased facility in Colorado Springs, Colorado. Cass Information Systems, Inc. was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. The company was founded in 1906 and is headquartered in Saint Louis, Missouri.

Cass Information Systems Inc

12444 Powerscourt Drive, Saint Louis, MO, United States, 63131

Key Executives

Name Title Year Born
Mr. Eric H. Brunngraber Chairman & CEO 1957
Mr. Martin H. Resch Pres & COO 1966
Mr. Michael James Normile Exec. VP & CFO 1951
Mr. James M. Cavellier Jr. Exec. VP & Chief Information Officer 1969
Mr. Dwight D. Erdbruegger Pres of Cass Commercial Bank 1959
Mr. Matthew Steven Schuckman Exec. VP, Gen. Counsel & Corp. Sec. 1974
Christi A. Reiter VP of HR NA
Mr. Mark A. Campbell Pres of Transportation Information Services 1963
Jeanne M. Scannell Chief Credit Officer of Cass Commercial Bank NA
Anthony G. Urban Exec. VP of Transportation Information Services NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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