Explore 3 Stock Ideas & Industry Insights Download Free Report

8082-737-676
Shopping Cart 0
countryflagUK
Login

Home CompaniesDeluxe Corporation

Deluxe Corporation

Industrials Conglomerates
PortfolioPortfolio WatchlistWatchlist
Company price
26.23 USD -0.33 ( 1.24%)
Last update at 2026-11-09T17:44:00Z
VOLUME
180527
Market Cap
1373.10M
P/E
16.98

Momentum Score

…

Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and government organizations; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through financial institutions, small and medium-sized enterprises from a variety of industries, large multinational corporations, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
25.82
Low
27.00
High
52 Week Price Range
13.06
Low
30.98
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Deluxe Corporation provides business and financial technology services, historically known for checks and forms and increasingly offering cloud-based software, payments and marketing solutions to banks and small businesses. Long-term growth may be supported by small-business digitization, recurring subscription revenue and cross-selling into established bank relationships, making the company appealing for its diversified client base and transition toward higher-margin digital services.
Key risks include secular decline of print products, competition from fintechs, execution risk in the digital transition, and sensitivity to small-business demand and payments regulation.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
26.56
Dividend Yield
3.93%
Revenue TTM
2133.20M
Revenue Per Share
47.62
Gross Profit TTM
1131.90M
Debt / Equity
2.26
ROE
12.63%
Net Debt
1238.10M
ROCE
11.04%
Diluted EPS TTM
1.77

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 123.20M 76.50M 39.80M 84.40M 93.80M
Minority interest -0.10M -0.14M -0.11M -0.10M -0.20M
Net income 85.20M 52.80M 26.12M 65.40M 62.60M
Selling general administrative 869.40M 909.17M 966.99M 993.30M 941.00M
Gross profit 1130.90M 1126.45M 1162.68M 1205.90M 1137.90M
Reconciled depreciation 137.90M 165.54M 168.59M 172.60M 148.80M
Ebit 245.20M 199.78M 165.44M 169.40M 204.10M
Ebitda 379.00M 365.32M 335.14M 394.60M 352.90M
Depreciation and amortization 133.80M 165.54M 169.70M 225.20M 148.80M
Non operating income net other - - - 9.39M 7.20M
Operating income 261.50M 192.18M 160.79M 169.40M 204.10M
Other operating expenses 1871.70M 1929.59M 2031.47M 2025.40M 1825.30M
Interest expense 122.00M 123.28M 125.64M 94.40M 55.60M
Tax provision 37.90M 23.55M 8.50M 18.90M 31.00M
Interest income 122.00M 123.28M 125.64M 94.45M 55.55M
Net interest income -122.00M -123.28M -122.97M -94.40M -55.60M
Income tax expense 37.90M 23.55M 13.57M 18.90M 31.00M
Total revenue 2133.20M 2121.76M 2192.26M 2238.00M 2022.20M
Total operating expenses 869.40M 934.27M 1001.89M 993.30M 941.00M
Cost of revenue 1002.30M 995.31M 1029.58M 1032.10M 884.30M
Total other income expense net -138.30M -115.68M -120.99M -85.00M -110.30M
Net income from continuing ops 82.20M 52.95M 30.22M 65.50M 62.80M
Net income applicable to common shares 85.20M 52.78M 26.08M 65.39M 62.60M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2863.60M 2831.04M 3080.62M 3076.50M 3074.40M
Intangible assets 352.50M 331.05M 391.74M 459.00M 504.40M
Other current assets 101.70M 340.03M 429.83M 663.60M 579.30M
Total liab 2182.90M 2210.12M 2476.01M 2472.30M 2499.80M
Total stockholder equity 683.80M 620.75M 604.09M 604.20M 574.60M
Deferred long term liab - - - 45.51M 74.50M
Other current liab 415.60M 379.50M 529.14M 476.53M 420.48M
Common stock 45.00M 44.31M 43.74M 43.20M 42.68M
Capital stock 45.00M 44.31M 43.74M 43.20M 42.68M
Retained earnings 515.90M 489.23M 491.24M 518.63M 505.76M
Other liab - - - 71.21M 134.20M
Good will 1422.80M 1422.74M 1430.59M 1431.40M 1430.10M
Other assets 911.50M 232.82M 247.43M 249.05M 328.90M
Cash 310.50M 34.40M 71.96M 40.40M 41.20M
Cash and equivalents 36.90M 34.40M 71.96M 40.44M 41.23M
Total current liabilities 643.20M 625.52M 819.07M 752.30M 683.40M
Current deferred revenue 36.20M 31.61M 35.34M 47.01M 52.65M
Net debt 1238.10M 1530.14M 1593.29M 1652.80M 1698.20M
Short term debt 30.10M 49.54M 99.72M 71.70M 57.20M
Short long term debt 16.30M 37.13M 86.15M 71.70M 57.20M
Short long term debt total 1548.60M 1564.54M 1665.25M 1693.20M 1739.40M
Other stockholder equity 138.00M 117.12M 99.14M 79.62M 57.65M
Property plant equipment 144.00M 160.97M 175.50M 172.03M 190.50M
Total current assets 665.80M 611.64M 760.99M 704.00M 620.50M
Long term investments 26.40M 61.02M 61.92M 47.78M 47.20M
Net tangible assets - - - -1237.63M -1359.90M
Net receivables 220.10M 200.82M 217.11M 245.38M 228.34M
Long term debt 1392.20M 1466.02M 1506.70M 1572.50M 1625.80M
Inventory 33.50M 36.39M 42.09M 52.27M 34.93M
Accounts payable 161.30M 164.88M 154.86M 157.06M 153.07M
Noncontrolling interest in consolidated entity - - - 0.41M 0.28M
Accumulated other comprehensive income -18.50M -29.92M -30.03M -37.26M -31.49M
Common stock total equity - - - 43.20M 42.68M
Retained earnings total equity - - - 518.63M 505.76M
Non currrent assets other 245.40M 236.64M 251.18M 260.36M 279.52M
Non current assets total 2197.80M 2219.40M 2319.63M 2372.50M 2453.90M
Capital lease obligations 51.20M 61.39M 72.40M 49.00M 56.40M
Long term debt total 1392.20M 1491.49M 1532.83M 1572.53M 1653.16M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 0.00M -69.84M -81.71M -80.30M -1066.60M
Change to liabilities - - - -0.40M 11.33M
Total cashflows from investing activities -131.70M -69.84M -43.30M -80.33M -1066.60M
Net borrowings -77.50M -82.27M -55.19M -40.61M 836.80M
Total cash from financing activities -136.80M -267.25M -37.68M -48.60M 913.00M
Change to operating activities - - - -81.93M -40.90M
Net income 85.30M 52.78M 26.23M 65.50M 62.80M
Change in cash 3.80M -148.88M 120.62M 51.90M 56.10M
Begin period cash flow 309.20M 458.03M 337.42M 285.50M 229.40M
End period cash flow 313.00M 309.15M 458.03M 337.40M 285.50M
Total cash from operating activities 270.60M 194.28M 198.37M 191.50M 210.80M
Issuance of capital stock - - 2.71M 3.10M 16.84M
Depreciation 133.80M 165.54M 169.70M 172.60M 148.80M
Other cashflows from investing activities -131.70M -69.84M -4.20M -84.28M -1.60M
Dividends paid 55.20M 54.16M 53.33M 52.60M 51.60M
Change to inventory 2.70M 2.50M 6.35M -19.06M -1.84M
Change to account receivables -19.90M 3.49M 7.36M -13.67M -8.86M
Sale purchase of stock - - -2.71M 3.11M 1866.68M
Other cashflows from financing activities -3.50M -130.83M 68.12M 681.51M 111.00M
Change to netincome - - - 7.21M 40.30M
Capital expenditures 95.30M 94.39M 100.75M 104.60M 109.10M
Change receivables - - - -13.67M -8.86M
Cash flows other operating - - - -20.63M -60.24M
Cash and cash equivalents changes - - - 62.60M 57.18M
Change in working capital -91.10M -105.94M -19.74M -59.39M -31.95M
Stock based compensation 24.90M 19.94M 20.52M 23.68M 29.48M
Other non cash items 142.60M 102.28M 33.53M 17.65M -16.08M
Free cash flow 175.30M 99.89M 97.62M 86.90M 101.70M

Peer Comparison*

Sector: Industrials Industry: Conglomerates

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
DLX
Deluxe Corporation		 -0.33
1.24%		 26.23 16.98 7.51 0.64 2.05 1.33 7.49
MTSUY
Mitsubishi Corporation		 0.95
2.97%		 32.90 23.01 15.60 0.01 1.91 1.18 13.36
MSBHF
Mitsubishi Corp.		 0.55
1.72%		 32.45 22.90 15.90 0.01 1.94 1.18 13.36
ITOCF
ITOCHU Corporation		 -0.69
4.55%		 14.49 18.13 16.50 0.01 2.45 1.37 11.52
MITSY
Mitsui & Company Ltd		 9.96
1.66%		 609.99 17.30 15.77 0.01 1.62 1.30 11.28

Profile*

Deluxe Corporation

Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and government organizations; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through financial institutions, small and medium-sized enterprises from a variety of industries, large multinational corporations, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.

801 South Marquette Avenue, Minneapolis, MN, United States, 55402-2807

651 483 7111

https://www.deluxe.com

4571

Name Title Year Born
Mr. Barry C. McCarthy Pres, CEO & Director 1964
Mr. Jeffrey L. Cotter Chief Admin. Officer, Sr. VP, Sec. & Gen. Counsel 1967
Mr. Christopher Lee Thomas Sr. VP & Chief Revenue Officer 1970
Mr. Michael Aaron Reed Sr. VP & Division Pres of Payments 1972
Chip Zint CFO, Sr. VP & VP of Corp. Fin. NA
Ms. Tracey G. Engelhardt Sr. VP, Division Pres of Checks & Chief of Operations 1965
Mr. Yogaraj Jayaprakasam Chief Technology & Digital Officer NA
Mr. Michael S. Mathews Sr. VP & Chief Information Officer 1973
Mr. Thomas C. Morabito VP of Investor Relations NA
Cameron Potts Sr. VP & Chief Communications Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Kalkine

3 Mining Stock
Ideas Report

Download a free report with stock ideas and industry insights for general information.

Download Free Report Now → sector image

Top Stocks by Market Cap*

DAR
GBX 8.30
+23.42%
VTY
GBX 276.20
+8.23%
GTCO
GBX 0.09
+6.98%
GLV
GBX 2.34
+6.36%
BUR
GBX 249.20
+5.95%
TMI
GBX 0.72
-6.49%
HSBA
GBX 1291.40
-5.42%
RKT
GBX 5218.00
-4.85%
TGA
GBX 643.00
-4.03%
RKH
GBX 61.70
-3.89%

Equity Sectors*

  • Basic Materials

    -1.70%

  • Communication Services

    +0.33%

  • Consumer Cyclical

    +0.45%

  • Consumer Defensive

    -0.56%

  • Energy

    -0.25%

  • Financial Services

    +0.49%

  • Healthcare

    +0.20%

  • Industrials

    +0.74%

  • Real Estate

    +1.71%

  • Technology

    -2.81%

  • Utilities

    +0.28%

Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.

Cookies on this website

We use some essential cookies to make this site work. We also set analytics and marketing cookies, described below, to understand how you use the site and to measure our advertising. For more detailed information, see our Cookie Policy, Privacy Policy and Terms and Conditions.

Essential cookies

These cookies are necessary for core functionality, such as security, your shopping cart, remembering your cookie choice, and your progress through a report or free-trial request you started. They always need to be on.

Analytics cookies

We use analytics cookies to understand how visitors use the site — the pages visited, time spent, and where visitors came from.

Marketing cookies

These help us measure how effective our advertising is, such as recording actions you take after clicking one of our ads. If you don't enable this, you may still see our ads, but they won't be measured this way.

Support

Hi! How can we help you today?

Loading…